Plan your Happy and Luxurious Retirement & get a Lifetime Pension

NPS (National Pension System)

The National Pension System (NPS) with effect from January 01, 2004, National Pension System(NPS), regulated by Pension Fund Regulatory and Development Authority (PFRDA) National Pension System (NPS) is a voluntary, defined contribution retirement savings scheme designed to enable the young man to live a peaceful and luxurious life in retirement.

Through this, the corpus accumulated is regulated by PFRDA which guarantees the security of corpus through government supervision. At the time of exit from NPS, the investors may use the accumulated pension wealth under the scheme to purchase a life annuity from a PFRDA impaneled LifeInsurance Company apart from withdrawing a part of the accumulated pension wealth as lump-sum, if they choose so. It gives pension holder liberty to live life with wealth and life cover. A good Retirement Advisor may help you create corpus with investment management for the retirement life you always wished for.

NPS Investor can claim tax deduction up to 10% of gross income under Sec 80CCD (1) within the overall ceiling of Rs.1.5 lac under Sec 80 CCE.An additional deduction for investment up to Rs.50,000 in NPS (Tier I account) is available only to NPS Investor under subsection 80CCD (1). The tax benefit today and wealth for tomorrow – the best deal for an Investor.

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    All Citizen Model

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    A citizen of India, whether resident or non-resident, subject to the following conditions:

    • Applicant must be between 18 – 60 years of age as on the date of submission of his/her application to the Fintales.

    • Applicant must comply with the Know Your Customer (KYC) norms as detailed in the Subscriber Registration Form. All the documents required for KYC compliance need tobe mandatorily submitted to Fintales.

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    Ease of Access: The NPS account can be managed online. An NPS account can be opened through the eNPS portal or Fintales website or Fintales App. Our NPA helpdesk team will guide you for easy transactions.

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    There are two types of NPA accounts which can be briefly explained to you by our NPA helpdesk and can guide you for the NPA contributions as per your corpus demand for retirement.

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    Additional tax benefits - NPS offers an additional deduction of ₹ 50,000/- u/s 80CCD (1B), therefore total Rs. 2 Lakhs

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    Lump-sum withdrawal - Withdraw up to 60% of corpus accumulated on maturity. The rest will be preserved to providefor pension/annuity.

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    Safe and secured corpus - NPS is backed by the Government of India and is regulated by Pension Fund Regulator under Government of India (PFRDA)

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    Low cost & zero hidden charges. Minimum ₹ 1,000/- in a financial year with no hidden charges.

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    Hassle-free access -Investor can access their account from any location by quoting the unique Permanent and Fintales app give them convenience to transact in seconds.

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    World#39 cheapest retirement plan - You pay less than 0.02% of your investment value as annual fees

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    Better returns than traditional options - A mix of stocks, FD-like investments results in a bigger bank balance and luxurious retirement

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    Unique way to reduce risk - Automatically increases allocation to FD-like investments as you reach closer to retirement.

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    Managed by professionals - Your money is invested and managed by India’s 39 best pension fund managers and Fintales’s expert panel helps you to choose best.

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    Enforces investment discipline - Your investment is locked-in until you turn 60 years. Plus, a minimum yearly investment of Rs.1,000 is compulsory

With Fintales, investing in NPS has become easy, efficient and effortless. You can even do it right from your home. Here are the steps you can follow to begin your investment journey:

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    Sign up for a NPA account on our website or download Fintales app through Google Playstore.

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    Complete your KYC formalities with our help desk team and transfer your responsibilities to us.

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    Provide the necessary details and documents as required.

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    Express your wish to invest based on your retirement goals and let us search best of plans for you.

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    Select the plan with our experts and transfer the required amount.

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    Start investment in 10 minutes from office and make your retirement care-free.

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